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Month: August 2017

Be Sure You’re Ready for the Upcoming Storms

While we may be in the direct path of Hurricane Harvey, we’re still slated to experience some severe weather and possible flooding. Heavy rainfall means a lot of water is trying to sneak through every crevice to damage your home and foundation. Protect yourself by making sure your gutters are clean and there aren’t any spots on your roof that could allow “preventable” leaking. You should also check your insurance policy and if you have any problems, remember that Allegiant Construction and Roofing has insurance claim specialists and storm damage roof repair experts in El Paso to help you every step of the way.

[Read more “Does Homeowners Insurance Cover Water Damage and Roof Leaks?” here]

Taken from the article:
Is water damage covered?

In a word, yes! A standard homeowners insurance policy will cover water damage and roof leaks unless they’re the result of gross negligence on your part. Even if the roof leak is caused by a windstorm or a tree crashing through the shingles, you’re covered.

Roof leaks are typically covered if a windstorm damages a home and creates an “opening” in the roof, says Stacey A. Giulianti, a lawyer in Boca Raton, FL. Homeowners insurance doesn’t cover any “preventable” damage to a property, so the key here is determining if the leak is caused by a sudden and unexpected event. For example, rain that drips in through a pre-existing hole is generally not a covered loss, because the insurance company would likely say you should have fixed the hole.

When is water damage not covered?

Say your rain gutters are clogged because you haven’t cleaned them. With nowhere to go, water flows down the sides of your home and pools around the foundation, causing interior water damage.

“This type of claim, known as seepage, is a maintenance issue and often isn’t covered under your home insurance policy,” says Vahey. That’s because the damage is due to neglect that could have been prevented through proper home maintenance. Damage caused by manufacturing defects in your roofing material or installation errors are also not covered.

Another type of water damage homeowners insurance policies specifically exclude is that from flooding caused by a natural disaster (e.g., a hurricane). But you can purchase a separate flood policy.”

Do You Need a Roof Replacement in El Paso?

Knowing the difference between a roof repair and roof replacement is one of the most important aspects of being a homeowner. You also need to know exactly what goes into each process so that you can protect yourself from scammers and storm chasers. If you have any more questions, call the trusted El Paso roofing company, Allegiant Roofers.

[Read more “Should You Repair Your Roof or Replace It?” here]

Taken from the article:
“The goal of the good quality contractor is to help educate and advise potential clients so they can make the best decision possible, based on their roofing problems and current needs. If you’re considering a roofing repair or replacement, we recommend the following list of considerations and ask your roofing contractor these questions prior to deciding which decision is best for you.

1. How long will the current roof last?

2. How long can you expect the flashings and other roofing components to last?

3. What signs of deterioration is the contractor seeing?

4. If you are selling the home in 1-5 years from now, consider these points:

• Will the roof pass an inspection at that time?

• If it will not pass an inspection at that time, will it pass with more repairs or will it require replacement?

• How does the roof look from the ground? Is it unattractive and likely to affect the curb appeal when selling or renting?

• Is it in good enough condition to be cleaned for substantially better appeal without harming the roof? (Pressure washing harms asphalt shingles and any type of wood roofs. A chemical treatment and hand brushing should be used for these types).

5. Has the roofing estimator inspected the entire roof to address potential leaks and deficiencies — or did they only examine the current leak area or obvious deficiency? The roofer should always inspect the entire roof.

6. What is the likelihood of additional leaks manifesting? If there are potentially more, compare what would it cost to fix any interior damage against the cost of doing preventative repairs now.

7. If a repair is performed, will it be visible and will it match, or be a potential eyesore? This matters more if selling the home (most visible repairs do not match due to weathering and organic growth on the existing roof covering; some repairs do weather-in after a few months)

8. Will potential leaking be on your mind if you do not replace the roof? Has this leak been hard to find? Would you have more peace of mind with replacing the roof, taking into consideration its age and condition?”

Your Metal Roofing Questions Answered

Metal roofing systems have grown in popularity over the past decade, but there are still many myths preventing homeowners from considering one for their homes. These tips confront those myths so that you can be well informed of some of the benefits of having a metal roof. For more answers to your questions, be sure to call the metal roofing experts in El Paso, TX: Allegiant Roofers.

[Read more “The Truth About Metal Roofing: Metal Roofing FAQ” here]

Taken from the article:
Lightning: Does installing a metal roof make your home more prone to lightning strikes? No.

Lightning occurs from the highest object in an area, regardless of the material from which it is made. Metal roofing does not create nor attract lightning and poses no additional lightning risk to the structures it protects.

Hail: How does a metal roof stand up to hail?

Quality metal roofs are naturally very tough and highly resistant to hail damage. Hail will not penetrate a metal roof. In fact, many metal roofing products have the highest impact resistance and hail rating granted by Underwriters’ Laboratory (UL), a leading product safety testing and certification organization.

The majority of metal roofing earns a UL2218 Class 4 rating, meaning that a sample of the product did not crack when hit twice in the same spot by a 2-inch steel ball, which, in a storm, would translate into a huge hailstone.

As a result of metal roofing’s superior performance in hail prone areas, some insurance companies even provide a reduced rate for homes protected by metal roofs.

Noise: Is a metal roof loud during the rain? No.

The concern about the noise of hard rain on a metal roof is usually related to memories of rain on barns or patio awnings, when there’s nothing between the person and the roof but air.

Modern metal roofs designed for use on homes are part of an overall roofing system. They are installed with underlayments and in the case of re-roofing, a metal roof is often added on top of several layers of asphalt shingles. These multiple layers, plus the roof decking, insulation and attic space dampen the sound, making a metal roof no louder than any other modern roof.

In fact, metal roofing owners often report they hear more noise from a skylight than the roof. Our members also tell us that some homeowners are disappointed at how quiet their roof is, wishing for the “white noise” of rain on the roof. Luckily, there are apps that can provide the sound if you like it.”

Beware Roofing Scammers!

You’ve heard the warnings before: following major storms, roofing scammers will begin preying on unsuspecting homeowners, causing more devastation than the storm. There are ways to keep yourself from being a victim of these horrible people. One quick way is checking their website to make sure they’re local and are invested in your community like Allegiant Roofers is. Also, make sure you never give the money for repairs up front – that’s a sure sign of a scam.

So make sure you call the trusted roofers in El Paso who have built their company’s on values that benefit the company and community: Allegiant Roofers.

[Read more “Odessa woman alerting other homeowners of roofing scam” here]

Taken from the article:
“Odessa police are looking for one man accused of scamming homeowners for roof repairs. One woman said she is a victim but hopes others can be careful of who they hire.

Winter Hamilton-Hunt has been waiting for seven months to fix her roof. But the roof damage isn’t from the recent storms. In fact, she’s been wanting to get her roof fixed for seven months.

“The fact it’s taking this long is really frustrating,” said Hamilton-Hunt. “You really damage people’s trust when you do things like that.”

After seeing Ramon Arroyo with Arroyo Roofing finish her neighbor’s roof, that was when she also wanted the same work done to hers. But the problem is this $7,000 project never even began.

“He agreed, he took the contract, we gave him a check, a deposit, cashed it and never did any of the work on the roof,” she said. “He went three weeks blowing us off and canceling, saying, I’ll have to push you back this week, I’ll have to push you back this week, then, it was just a blow off.”

A blow off, leaving Winter and her husband thousands of dollars short.”